Who We are

Empowering India's Retail with Seamless Financial Services

About Us

Pay Money India is a leading Fintech company dedicated to democratizing digital financial services across the country. Our journey began with a vision to make everyday transactions faster, safer, and more accessible for all Indians, especially in rural and semi-urban regions.

We follow a B2B2C model by enabling local retail stores to offer essential digital services such as Aadhaar-enabled payments (AePS), mobile and DTH recharges, utility bill payments, domestic money transfers, insurance services, travel bookings, Indo-Nepal remittance, and much more — all through one secure and powerful platform: Pay Money India.

Our goal is to transform every retail outlet into a financial service touchpoint, empowering shop owners with tools that bridge the digital divide and foster inclusive growth. With intuitive technology and 24x7 support, Pay Money India brings the bank to the doorstep of every Indian.

Join us in building an inclusive and Digital India — “Atmanirbhar भारत” through every transaction, every connection, every store.

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Our Values

At Pay Money India, our values are the foundation of everything we do — guiding our innovation, service delivery, and long-term partnerships.

  • Transparency

  • Innovation

  • Inclusiveness

  • Customer-first Approach

  • Reliability

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Our Purpose

To digitally empower retail stores across India and build the country’s most accessible and trusted hyperlocal fintech network.

Our Growth Story

Our Journey

PayMoney the Visionary Pioneers in IT Networking Across India.

Oct

2013

Launched Our First B2B Platform

Kickstarted our journey with a vision to connect retailers digitally — launching our first platform to provide API-based Mobile and DTH recharge solutions.

May

2014

Launched PayMoney.in Recharge Portal

Introduced www.PayMoney.in — a dedicated B2B portal designed for our distributor network to enable digital recharge services and empower local entrepreneurs.

Oct

2014

Launched White Label Platform

Introduced our third B2B website — www.csmoney.in — offering white label solutions to empower partners with customizable portals. Expanded services to include postpaid and utility bill payments across platforms.

Jan

2016

Domestic Money Transfer (DMT)

Expanded our offerings with DMT services — enabling partners to offer fast, secure, and round-the-clock money transfers across India.

Mar

2018

Launch of Next-Gen B2B Platform

Rolled out our third innovative and upgraded B2B platform, tailored for our national distribution network, offering a suite of integrated digital services.

Aug

2019

Indo-Nepal Remittance Services

Launched cross-border remittance services for seamless Indo-Nepal money transfers with secure and real-time processing technology.

Dec

2019

B2B E-Commerce Platform

Introduced a robust B2B E-Commerce solution to empower partners with seamless product sourcing and distribution across India.

Jan

2020

Flight Booking Services

Launched domestic and international flight booking with exciting deals and unified wallet integration for smooth transactions.

Feb

2020

Bus Booking Services

Enabled hassle-free bus ticket booking across India with real-time seat availability and unified wallet convenience.

Jul

2020

FASTag Recharge

Introduced FASTag recharge service to ensure seamless toll payments with added margins for our partners.

Jul

2020

Cash Management Services (CMS)

Launched CMS for seamless EMI and cash deposit services with real-time processing and strong margins for retailers.

Oct

2020

Pre-Approved Business Loans

Empowering retailers with instant, pre-approved business loans to boost growth and enhance service capabilities.

Dec

2020

Gift Cards

Introduced digital Gift Cards from leading e-commerce and lifestyle brands for seamless gifting and rewards.

Jan

2021

Insurance

Enabled seamless access to General and Health Insurance plans from top Indian insurers, empowering customers with protection choices.

Oct2013

May2014

Oct2014

Jan2016

Mar2018

Apr2019

Aug2019

Dec2019

Jan2020

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Jul2020

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Oct2020

Dec2020

Jan2021

Mar2021

Our Score Card

40000+

Trusted Retail Partners

65000+

Daily Digital Transactions

99.9%

Transaction Success Rate

22 Cr.+

Customers Empowered

28

States Covered

8

Union Territories Reacheds